A little preparation makes the private mortgage process faster and smoother. Here is what to have ready before you apply.
Property details
Know the basics of the property — its address, type, and current use, along with a sense of its value and any existing mortgage on it.
Amount and purpose
Be clear on how much you need and what it is for. A specific purpose helps the lender structure the right solution.
Your timeline
Tell us how quickly you need the funds. Private lending can often move in days, and a clear timeline helps everyone plan.
Your exit strategy
Because private mortgages are typically short-term, be ready to explain how you plan to repay or refinance — for example through a sale, a refinance, or incoming funds.
Ready to talk?
If this sounds like your situation, start your application or contact us and we will help you understand your options across Ontario.
This article is for general information only and is not financial, legal, or investment advice. Please consult a qualified, licensed professional before making any decision.