Invest With Us
High-yield private mortgage investments, secured by real estate
Put your capital to work in Ontario private mortgages, with first and second mortgages targeting approximately 7–11% annual interest. Invest on your own or alongside others in a syndicate — every position is backed by residential or commercial real estate.
Investment options
Choose the position that fits your goals and risk appetite. Both are secured against real estate.
~7–8%
target annual interest
First mortgages
First-priority positions hold the first claim on the property, ahead of all other loans or claims. This makes them the more conservative, more secure way to invest — a steady, predictable return profile.
~9–11%
target annual interest
Second mortgages
Second-priority positions rank behind the first mortgage and therefore carry more risk, but they target higher returns. A strong fit for investors comfortable trading additional risk for greater yield.
Why invest in private mortgages
Attractive, regular returns
Earn consistent interest income at rates well above most traditional fixed-income options.
Real asset security
Each loan is secured against real estate, so your capital is backed by a tangible asset, not a promise.
Portfolio diversification
Add a distinct asset class that behaves differently from stocks and bonds to balance your portfolio.
Vetted and managed
Every opportunity is assessed and administered by our team, with clear information at each step.
Two ways to invest
Whether you want full control or prefer to share larger deals, there is a structure that fits.
Standalone investor
Fund a mortgage on your own and keep the entire return. You have full control over which opportunities you participate in and a direct position in the secured asset.
Syndicate
Pool your capital with other investors to participate in larger properties and projects. Syndication lets you spread exposure across deals while sharing in the returns.
How investing works
1
Discuss your goals
Tell us your investment amount, return objectives, and risk comfort so we can match you to the right opportunities.
2
Review opportunities
We present available first or second mortgage positions with the key details — property, terms, and security.
3
Fund & secure
Once you choose a position, funds are advanced and your investment is secured against the property through our lawyer.
4
Receive interest
You receive interest over the term of the loan, with clear updates along the way.
Understand the risks
All investments carry risk, and returns are not guaranteed. While each mortgage is secured against real estate, the value of property can change and a borrower may default. Target rates are estimates, not promises, and past performance is not indicative of future results. The information on this page is general in nature and is not financial or investment advice. Please review every opportunity carefully and consult your own financial and legal advisors before investing.
Investor FAQ
How is my investment secured?
Your investment is secured by a registered mortgage charge against the underlying real estate. First mortgages hold first claim on the property; second mortgages rank behind the first.
What returns can I expect?
First mortgage positions target approximately 7–8% annual interest and second mortgages approximately 9–11%. These are targets based on typical opportunities, not guarantees.
What is the minimum investment?
It varies by opportunity and whether you invest standalone or as part of a syndicate. Contact us and we will walk you through current options.
What is a syndicate?
A syndicate pools capital from multiple investors into a single, often larger, mortgage. It lets you participate in bigger deals and spread your exposure while sharing the returns.
How and when is interest paid?
Interest is paid over the term of the loan. The exact schedule depends on the specific mortgage; we confirm the details before you commit.
Start earning on real-estate-secured loans
Contact us to learn about current opportunities and find the right fit for your goals.