For investors who prioritize security, first mortgage positions are the more conservative way to invest in private mortgages. Here is how they work.
First claim on the property
A first mortgage holds first position, meaning it is repaid before any other charge if the property is sold. This makes it the more secure option.
Target returns
First mortgage positions target approximately 7–8% annual interest — a steadier, more predictable profile than second mortgages.
Who they suit
First mortgages suit investors who want real-estate-secured income with a more conservative risk profile. Targets are not guarantees; seek advice.
Ready to talk?
Interested in real-estate-secured returns? See our Invest With Us page or contact us to discuss current opportunities.
This article is for general information only and is not financial, legal, or investment advice. Please consult a qualified, licensed professional before making any decision.